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-   -   Getting Real (Estate) (http://cellar.org/showthread.php?t=19233)

smoothmoniker 01-29-2009 11:43 AM

The bummer with buying a 1934 house is getting insurance. The insurance companies are asking for proof that the roof, plumbing, electrical, heating and AC are all new within 15 years. We have no records of any of that.

Also, earthquake insurance is a joke. It would cost us $3500 a year, there is a 15% deductible, and it only covers structural damage, not contents of the house. Basically, if our house gets hit by an earthquake, the insurance wouldn't even kick in until we had paid the first 90k out of pocket, and then it would pay for repairs to the structure, not anything for furniture, electronics, stuff of value inside.

What a joke.

Clodfobble 01-29-2009 12:29 PM

Just wrap everything you own in bubble wrap and duct tape. That's much cheaper.

classicman 01-29-2009 12:29 PM

Beautiful house - Are you booking the dates for visitors yet?

Griff 01-29-2009 04:20 PM

What a wonderful building! Make a nice home man.

Shawnee123 01-29-2009 05:23 PM

omg it's beautiful!

I would live in the pool.

footfootfoot 01-29-2009 07:30 PM

Nice Crib.

Wholly, and entirely, mackerel.

jinx 01-29-2009 07:32 PM

Very nice smooth.... that front door is killer.

smoothmoniker 01-29-2009 09:45 PM

I love this house. It's going to need a lot of work, but I think it's so worth it.

Aliantha 01-29-2009 09:48 PM

It looks like it'll be nice and cool inside during the summer. Do you think that'll be the case? It is rendered brick isn't it?

classicman 01-29-2009 09:58 PM

I'm with jinx - that door is awesome!

smoothmoniker 01-29-2009 10:22 PM

Quote:

Originally Posted by Aliantha (Post 528279)
It looks like it'll be nice and cool inside during the summer. Do you think that'll be the case? It is rendered brick isn't it?

Not sure what you mean by rendered brick - it's Mission stucco (smoother than what you see on a lot of newer construction). I think it will be cool, because it has huge french doors that swing open to the backyard pool, so the ocean breezes that hit at about 3pm will carry through the house. Also, central A/C, so that's gonna help.

Aliantha 01-29-2009 10:26 PM

So the stucco is on bricks not fibro cement sheeting? Rendered brick is basically just a brick home with a cement coating (rendering) such as stucco although sometimes that's plaster isn't it?

Anyway, I was just wondering. :)

classicman 01-29-2009 10:27 PM

So lets get to the important stuff . . . how are the acoustics?

Radar 01-30-2009 02:08 AM

Quote:

Originally Posted by smoothmoniker (Post 528288)
Not sure what you mean by rendered brick - it's Mission stucco (smoother than what you see on a lot of newer construction). I think it will be cool, because it has huge french doors that swing open to the backyard pool, so the ocean breezes that hit at about 3pm will carry through the house. Also, central A/C, so that's gonna help.

I don't know what kind of ocean breezes you'll get that far inland, but good luck with that.

smoothmoniker 01-30-2009 03:36 AM

after living in the valley for so long, any moving air would be a welcome change.


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