Never a borrower or a lender be
 

A buddy at work asked me for $5. I have it.

BUT.

Last year he had been borrowing $20 here and $10 there... and I always had to ask him for it. I had decided not to lend him any more money ... then he asked to borrow $5 and I told him no, but changed my mind and lent it, but told him not to make me ask for it. After 5 days, he had not offered it, so i wrote it off. Then he asked to borrow $5 again. I told him no. and I told him why. That was last year.

So he asked again and I had to tell him no again today, and remind him why again. He argued and said he bought me lunch to repay me. He never buys lunch. you have to ask for your change when he runs for it. he's a nice guy, but he's a mooch. He might be mad at me now. I feel a little bit bad, because I could just give it to him.... but if I do, I'm afraid it won't end.

Even if I didn't have to ask for it, it's a pain in the ass if it's every week. I know I'm not the only one he's borrowed from, too. I've heard one guy say that he's into him for $600.

Don't feel bad. Dude's worse than a mooch, he's a thief. Maybe the other coworkers will feel more empowered to tell him no, when they hear that you've cut him off.

...and a liar. Cut him off.

You are a soft touch Jim.

The phrase "Go fuck yourself." comes to mind. Try that on him, tell him I said so.

If only you could bottle the nerve of that guy, you could sell it, split the profits and both be quids in.

Nerve Bottler should be Jim's user title for a while.

Nerve Bottler gives the impression of Glass Arse.

Anyway, Jim. About that tenner you said you'd lend me if I really needed it...?

If you mail me a C-note, I promise I will not pay you back.

Dear Mr. Jim, May call you Helm? I just got back from the hospital and had to come write you an email.The doctor said I need to deposit part of the money for the operation if I cant afford everything, the operation is cost $950, so dear please can you help me out with that and as soon as i get my credit card here im gonna send it back to you immediately...If you cant afford to help me out with everything just send me anything you can afford Helm dear..You can send it to me via western union money transfer or moneygram, thats the fastest way for me to get it here my babe...So heres the information you need to send it..I want you to send it to the doctor's information so he can be the one to get it himself and he could carry out the operation immediately...Heres what you need to send it..

@Jim: I knew someone like that in college. He got a total of 300 bucks outta me B4 my able-bodied lesbian friend kicked the crap outta him, and got it back for me.

Whenever I loan money to friends, I always expect to not see a cent of it. My very good friends, I dont worry too much because it always works out in the wash.

On bigger amounts of money, I wont loan unless I am willing to write off the cash and the friendship.....example, a good friend needed emergency funds to move away from her ex $1200 - sent it to her... then she was desperate for a fridge because she didnt have one and couldnt keep the kids food cold $400 - done... then she needed help with a car because she couldnt get to childcare and her new job - did her a great deal and paid for $1200 of it.

"I'll pay a bit back every two weeks when I get paid"

Dropped off the face of the earth - Never heard from her again.

I loaned my ex $600 almost 2yrs ago and have never seen it since. The money or him actually.

I got sick of waiting, so now child support agency is after him.

Serves him right.

I'm embarrassed to say I do borrow money, but I've always returned every single cent. However, I only borrow from very good friends or from people I know who don't mind and can afford to do so. However, I avoid it as much as I can because it is rather embarrassing to do so. As for lending money, not so much because I usually don't have enough to do so. I've only lent a big amount once. Never asked for it back. That person returned my money when she had the chance, and she's been grateful ever since.

Jim, never lend(give) that guy money ever again. There is no reason for you to feel bad.

Years and years ago when I smoked cigarettes, a friend kept asking to "borrow" a cigarette.

I fixed the situation by carrying a special pack with only 1 cigarette in it.

When he asked, I'd pull out that pack and offer it to him.
He wouldn't take it because the "code of the west" said
you just don't take someone's last cigarette.

A special billfold with $1 might work as well

Keep a mug and a T shirt for him that says Mooch in your desk drawer and tell him that's all you can offer..