I see no reason to encourage adults, much less children, in such things as the fiscally driven holidays.
The tooth fairy is a self-solving problem, hopefully.
Imaginary friends are inexpensive and can last a lifetime if really necessary.
I'm going to do my best to discourage Little Sidhe from non-secular holidays for the same reason I'm going to discourage her from religion in the first place. I'm also going to discourage her from any secular holidays unless they are for people or ideas that are sound.
Lady Sidhe will of course vehemently oppose such a Scroogian attitude.