I know this is an older post.
But has anyone figured out just how corrupted the credit bureaus are?
The reason they can grant credit without proving who you are is because there may be "up to 20 consumers" using your SSN at the credit bureau all with different names than your own.
They will hide the file from you when they provide YOUR consumer report, but they will show all 20 files to your creditor.
I can provide the proof if you want to be shown or you can look in my profile. Since you guys don't like link posting on first posts.
I do like the forums alrighty though. What brought me here was this discussion on google search. Looks like an intersting place to hang out.
Couple of inetersting things to note.
Poster above is correct business in general cannot seem to find the right person to open the account for but when the bill comes due they most certainly can find out who the identity actually belongs to so they can plea for funds.
Try having someone call and ask for payment of a HOME mortgage and then see where you sit. Makes cell phone accounts look tame by comparison. But no less irritating.