Most of our debt is student loans. I'm still in school and so is my husband, so I guess it's inevitable. Neither of us had student loan debt from undergrad, so we are in good shape compared to many of our collegues. We did a financial management course through our church called Financial Peace University. It was developed by a guy named Dave Ramsey. He has a syndicated talk radio show as well. The focus of the program is not too religious, just a little bit, but even if you are not Christian, I strongly suggest you check FPU out. It has helped us immensly and we're in the black pretty much every month and have manage to save quite a bit - which is hard when you're both in school. The website is
www.daveramsey.com.