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Kitsune · 01-12-2005, 02:36 PM

Sure, why not? If its in the policy and you sign it, its valid.

Compared to a bare-bones policy, I pay a lower rate because:

I store my car in the garage.
My vehicle has airbags.
My vehicle has anti-lock brakes.
I do not own a sports car.
I've never gotten a ticket.

I'm much less likely to have my car stolen, to sustain serious injury, and even get into an accident. People who drive two-seater convertibles with turbo-charged engines are taking a huge risk, so they pay more. Elect to not wear a seatbelt? You better pay more. If its a clause in your contract and you get into an accident without wearing a seatbelt? You sure as hell better pay more to compensate. Any sane insurance company would tack on a massive fine for violating a basic safety policy.

(Note: My rates are higher than other people because of some other odd items. I'm single, I'm male, I'm under twenty-six years of age, I live in Florida, etc. Some of these aren't even my choice and I'm still included in a "high-risk" catagory, but I accept it and I pay for it.)

01-12-2005, 02:36 PM	#19
Kitsune still eats dirt Join Date: Sep 2003 Location: Tampa, FL Posts: 3,031	Sure, why not? If its in the policy and you sign it, its valid. Compared to a bare-bones policy, I pay a lower rate because: I store my car in the garage. My vehicle has airbags. My vehicle has anti-lock brakes. I do not own a sports car. I've never gotten a ticket. I'm much less likely to have my car stolen, to sustain serious injury, and even get into an accident. People who drive two-seater convertibles with turbo-charged engines are taking a huge risk, so they pay more. Elect to not wear a seatbelt? You better pay more. If its a clause in your contract and you get into an accident without wearing a seatbelt? You sure as hell better pay more to compensate. Any sane insurance company would tack on a massive fine for violating a basic safety policy. (Note: My rates are higher than other people because of some other odd items. I'm single, I'm male, I'm under twenty-six years of age, I live in Florida, etc. Some of these aren't even my choice and I'm still included in a "high-risk" catagory, but I accept it and I pay for it.)