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Old 01-13-2005, 11:11 PM   #32
Kitsune
still eats dirt
 
Join Date: Sep 2003
Location: Tampa, FL
Posts: 3,031
Whoa Nellie! Where in hell did that come from? The only thing that could remotely apply is the brakes and that's not necessarily true.

Insurance companies do their math. Its to their advantage. Statistically, all of the above apply even if it doesn't quite work out that way in one driver's specific world.

The Insurance Companies have found that the parking lot fender benders have gone up with anti-locks

Apparently Metropolitan Auto and Home has not found this to be true. Don't get me wrong on this -- I find the discounts I get to be very unusual, myself. Moving to Florida jacked my rates up big time because auto theft is higher in this state than average. Moving from one neighborhood to another caused it to fluctuate, too. And please, someone tell me why getting married lowers your rates? The way most couples treat each other in the car I would assume that accident rates go up after they tie the knot.

C'mon....that's not true. Maybe the people that make that choice tend to drive in a riskier manner

Thats probably the more correct version. Yet, in equal accidents, the driver of a convertible versus a sealed-top vehicle is at a greater injury risk just as is someone who rides a motorcycle rather than in a car. As for turbo charging, etc, you're correct -- the insurers just find that people that drive those cars tend to drive them recklessly. I shouldn't have used the term "risk" to describe them both.

I think that's probably what you meant but that ain't whatcha said.

Yeah. Me not communicate very well, sometimes.
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