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And please, someone tell me why getting married lowers your rates? The way most couples treat each other in the car I would assume that accident rates go up after they tie the knot.
Because it's not that getting married makes you safer, it's that getting married (in theory) proves you were one of the safer ones to begin with. Safe drivers tend to be the settlin' down type, statistically.
Another silly way they calculate how safe of a driver you are: when I was in high school, I got a huge discount on my insurance if showed them I got straight A's.
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