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Originally Posted by garnet
People with bad credit get screwed with car insurance.... Not fair, but what can you do about it?
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People with better credit (less debt to income ratio) are less likely to commit insurance fraud to make $$ to pay off their debt.
My husband is a new (less than 4yrs) insurance agent. So far, my favorite story is someone who called him for auto insurance a couple days after a very nasty storm went thru here, blowing lots and lots of trees down causing major damage. This person wanted full auto coverage, on an OLD car. After explaining everything and getting him pretty much ready to go, D told him he needed to take a picture of the vehicle before everything was complete. WHY?? was this fellows response, the car is fine... can't you do this without seeing the car?? Rrrriiiiiiiight, I BET your car is just fine.... he did not get insured by us
