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Unfortunately in this case, the loan officer at the bank is a person friend of said friend, and therefore knows that they "current" paycheck is also the "last" paycheck. You'd think that the loan officer knowing he is sturdy, reliable, and able to deliver on his plan would carry some weight in the decisionmaking process, and while it would have 30 or more years ago, now amounts to precisely nothing when the computer goes over his application.
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