I was very lucky. I had scholarships enough to cover my own tuition and books; Mom and Papa paid room & board. We never filed a FAFSA, since we knew we wouldn't qualify for aid.
So it was a real pleasant surprise to me when I got another scholarship for $2.5K/year from the Alumni Assn. during my sophomore year -- usually, if you're well off, they toss ten bucks in your direction so you can put the scholarship on your resume, and give the money to someone else who needs it more.
I asked why I got the $$ -- they said it was because I
didn't have a FAFSA on record, so I got the
average grant amount.
- Pie
PS: For the record, I wasn't noble enough to tell them I didn't need the money...