[melidasaur]

I just consolidated my loans and am in a grace period before I have to start paying them back. Mr. Saur was also in school at the same time, but he got paid to go to school - graduate school stipend - but he also took loans out to not pay for living expenses, but to pay off credit card debt. Yeah, I know that's bad, but we're getting a better interest rate and we're both edumacated now.

I just used my loans for books & tuition, and while they gave me more, I just held on to the extra for other educational expenses (laptop, study abroad).