So, you make $300-$500 a month. Your car insurance is $200, and your health insurance is $200. This is easy. Eliminate both! That saves you $400 a month. Cancel your cell phone and buy a phone card. Take the money you would have spent on gas, plus a little of the saved $400, and buy a transit pass.
Stop beating yourself up. Stop playing the victim. Invest $13.95 in the book, "Life Strategies" by Dr. Phil McGraw. Remember Life Law #7: Life is managed. It is not cured. You're never going to be completely without problems. That's how life is. The key is in learning how to successfully manage it.
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