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Gather all your paperwork.I was under the impression that you needed to sign a consent form for any surgery. I've had to do this for way minor outpatient procedures, always given copies. If you didnt sign anything specific to surgical procedure, that's big for your case.
Call the doc and review the procedures/visit. Id start there.
When you talk to anyone, document the time/date and their name, take notes. Be calm and build your case. If youre squeeky persistent enough it may get reviewed.
I'm thinking the insurance co is simply responding to the docs invoice, maybe he's padding.Or if the insurance co is playing fast and loose with coverage, be very squeeky and annoying, maybe they'll waive it to make you go away.
Dont yell, be clear and shoot for a litigious lilt in your voice. Go get 'em.
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