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It's open enrollment time at work, and this time of year always pisses me off. The rates go up and the benefits go down. My employer just switched health plans, and the new plan is so bad, my wife and I had a conversation about maybe not covering her and the kids this year. Looking at the numbers, it's clearly not even close to being worth it to have health insurance, but there is always that little chance that one of them will get cancer or something. So we are going to pay an arm and a leg to keep the worthless insurance.
It's hard to know what will happen with health care reform. The devil is in the details and they are not set yet. But it's hard to see how it could be worse than what we have now. If more people start paying into the system, then maybe what I pay to cover sick strangers will be reduced a little bit.
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