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Originally Posted by squirell nutkin
"I dropped it" or "I spilled juice on it" can be construed as negligence
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I think "I dropped it" counts as an accident, whereas "I dropped it while snowboarding" counts as negligence.
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Originally Posted by Shawnee123
If it's something the purchaser/user causes, I bet they'd make damn sure not to cover it.
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That's the whole point of this specific warranty though, it's for accidental damage that the user causes. I can't speak to the specifics of this insurer or policy, but I
can say that my own accidental damage policy immediately replaced my laptop's keyboard when it stopped working so well, even when I couldn't point to a specific spill or toddler fist impact that caused it, just a buildup of abuse over time. As someone with children who habitually break things, I find it to be worth it. YMMV.