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That's the whole point of this specific warranty though, it's for accidental damage that the user causes. I can't speak to the specifics of this insurer or policy, but I can say that my own accidental damage policy immediately replaced my laptop's keyboard when it stopped working so well, even when I couldn't point to a specific spill or toddler fist impact that caused it, just a buildup of abuse over time. As someone with children who habitually break things, I find it to be worth it. YMMV.
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Ahhhh...then yeah, I think it would be worth the price. (Admittedly, I didn't read the whole contract. OK, I didn't read any of it.

)
Thanks!
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The Treaty of Greenville still leaving a bad taste in your mouth?
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Bwaaaaaaahaaaa! Now that you mention it...!