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Old 09-14-2010, 08:05 PM   #11
classicman
barely disguised asshole, keeper of all that is holy.
 
Join Date: Nov 2007
Posts: 23,401
Correct, I believe... I know they are no longer written into policies. I assume they are being eliminated from all preexisting ones as well. That is part of the reason that rates will increase. The insurance companies will be on the hook forever in certain circumstances.
The companies are tryin instead to limit what they can pay on specific things instead. Theoretically there is no "Lifetime Maximum." BUT they are attempting to skirt the issue by writing limits into policies in other ways. Some of these are eliminating limiting certain procedures, treatments and/or medical supplies/items.
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