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This sounds like what corporations did for employees with their pension plans.
First the corp. pays all of the pension, but quietly transfers the $ to their operating budget.
Then they entice the employees by setting up 401 plans where they match $ for $ of the employee's contribution.
Then gradually, the corp. drops it's matching $ until the employee is paying 100% of their own pension.
It all happens so smoothly there are no uprisings or riots.
So if it works with pensions, it's bound to work with health plans too.
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