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Whenever I loan money to friends, I always expect to not see a cent of it. My very good friends, I dont worry too much because it always works out in the wash.
On bigger amounts of money, I wont loan unless I am willing to write off the cash and the friendship.....example, a good friend needed emergency funds to move away from her ex $1200 - sent it to her... then she was desperate for a fridge because she didnt have one and couldnt keep the kids food cold $400 - done... then she needed help with a car because she couldnt get to childcare and her new job - did her a great deal and paid for $1200 of it.
"I'll pay a bit back every two weeks when I get paid"
Dropped off the face of the earth - Never heard from her again.
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