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Originally Posted by classicman
Its like car insurance - Should the person with 5 accidents and 2 DUI's pay the same as the person with a clean record?
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But in that analogy, it's the health problems that are due to irresponsible choices (poor driving) that should be the determining factor, not whether someone is a woman, or old (which would be more like getting hit when it's not your fault.) So smokers and the obese should be paying more for health insurance in that scenario, not the old lady.