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Our first house was about twice Mr. Clod's salary at the time, even though I was gainfully employed as well. We had been looking in a higher range at first, but someone gave us a financial book that advised to only ever buy a house based on one person's salary--not just in case of pregnancy, but also in case one or the other spouse got laid off. They had compelling mathematical examples of how quickly you could lose your house if you really went in for all you could possibly afford, and it changed our attitude a lot.
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