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if the rate is the same, yes.
here's why:
On paper, your payment will be much lower than it would if you did a 5 year, but you can always pay them the 5 year amount and it will pay off in that 5 years. but next time you need to borrow, your DTI ( debt to income ) ratio will appear lower.
You just have to have the discipline to make that higher than required payment EVERY month.
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This body holding me reminds me of my own mortality
Embrace this moment, remember
We are eternal, all this pain is an illusion ~MJKeenan
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