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What would be the contingency plan if people did not donate enough money? Wouldn't this require people to pay toward charities at least the same amount that they pay now in taxes in order to maintain these programs at their current levels?
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Life doesn't have safety nets and government isn't here to provide them. Some people act irresponsibly, and that's unfortunate. I think if young people see that you don't have a safety net and must rely on voluntary charity from your friends, family, neighbors, churches, and non-profit charities for health care, food, shelter, etc, they will be more apt to take their personal responsibilities more seriously.
People would only have to donate a fraction of what is currently collected in taxes to maintain the same or better level of assistance currently offered by government. As I mentioned earlier, government on average keeps 85 cents of every tax dollar marked for these
charity (it's not charity if it's forced) programs and those in need get less than 15%. The opposite is true of private charities, which on average only require 12%-15% in overhead while 85% or more makes it to those in need.