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Yeah...we weren't required to carry it when I delivered pizzas. Many courier companies carry it due to the value of packages, and spread the cost out among the drivers. But some insurance companies are leery of you doing any delivery work in your car...my current insurance company has it set up so that I can do that. My previous company tried to move me over to commercial insurance. And I had to carry commercial insurance on a van I had last year because it was a cargo van.
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