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I use them to sell it. Their new vehicle replacement deal is not so great. They do a substitution of collateral, so you're still as upside down as you were when you totalled it. If you had GAP, you get to go get a new car and start at zero.... which is often better than where they were.... So it's not hard to overcome. I'd say it helps more than it hurts
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This body holding me reminds me of my own mortality
Embrace this moment, remember
We are eternal, all this pain is an illusion ~MJKeenan
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