TV commercial(s)...
Quote:
Even if you have bad credit, no credit, been through bankruptcy, or a recent repossession, that’s OK. There has never been a better time for people with credit problems to get a car loan than right now. Your new car, $88 down and $88 a month.
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Some ads are $49 down and $149 a month.

They're obviously predators targeting people who have already shown they either don't understand, or can't handle, credit.
Right,
"never been a better time"... or worse time, or any time. You'll pay through the nose and several other orifices.
"Your new car" Yes, new to you, but it ain't going to be ones they show in the ads, likely a piece of shit that was left over because nobody bid at the Mannheim auction. After all, somebody as irresponsible as you can't be trusted with a car worth money.
All these ads, regardless of the terms, give a phone number but no location.
I guess it wouldn't be up to Mad Men standards to say Rosie's Junkyard after midnight.
This whole business model doesn't affect me in any way I know of, and most TV ads are annoying, but for some reason these ads grate more.