Okay, but no. What kind of car should *I* buy?

[lumberjim]

No, the Altima is much larger. The Sentra is the comparable Nissan.

Look at the Subaru , goddammit. The sport even looks like an elantra GT and theyre both 20k. the Scoobie will hold it's value a lot better though.





http://www.cars.com/go/compare/model...ds=14128,14159

[lumberjim]

oh. I forgot all about the Juke. that's a bit closer to the Elantra Gt....but They cost 25K.

[footfootfoot]

I'm going to do a couple of test drives today. Does one need to make an appointment or can I just walk on the lot?

Is my credit rating affected by having a bunch of credit checks done?

The Juke is pretty cool. I like this shot, it looks like what you'd get if one of the creatures from Alien had sex with a Cooper Mini.

[lumberjim]

It is a common misconception that multiple inquiries can adversely affect your score. If you have a car dealer run your credit, then they submit it to 13 banks, then you go to another dealer, and it happens the same way, it will all count as a single inquiry. as long as they are all AUTO inquiries, and fall within a 3 week range (appx because transunion is vague about the way they word that)

Originally Posted by transunion

“Hard inquiries" by a lender or creditor, such as those resulting from your applying for credit, can slightly lower your credit score. If you’re shopping for a loan and concerned about harm to your score, know that multiple loan inquiries within a period of a few weeks are usually treated as a single inquiry to minimize impact.

but if you have your own financing lined up, just tell them you're a cash customer until right at the end. If your salesman is smart enough to ask you if that's cash-cash, or outside financing, then great...be honest. but don't volunteer it.

there should be no reason they can give you to pull your credit prior to your agreeing to purchase the car. once you do say yes, though, expect them to run it. even if you are going with your bank. they have to check you against the OFAC database(Patriot Act), and also verify your identity (Red Flags Rule), and a credit report is a good way of doing both at once. There are other ways, and if you're really against them pulling your bureau, they can get around it. don't sign the credit application if you don't want it run. go ahead and give up your ss#, sign the privacy notice, etc.... call me if you panic. any time

[lumberjim]

I had a JUKE for a demo and loved it.
it could use a bit more low end torque, and a bigger gas tank...but what a hoot to drive.

[footfootfoot]

Thanks Jim.

[lumberjim]

you got it broseph.

[lumberjim]

oh, just remembered ... we traded a 2011 Juke last week. has 34k... I think they want $15995. not a bad deal. you up for a drive to NJ? sorry, I don't have any pics yet. it's not on the website yet. It's Bronze in color. belonged to a little old lady that only used it to go grocery shopping and to church.

[footfootfoot]

I would be up for a road trip. Let me do some test drives first.

[lumberjim]

have fun1! drive fast, take chances!

[infinite monkey]

When I was hem-hawing around about buying my Bug, the salesman said "take it for the weekend...see how you like it!" He knew I'd fall in love. The car is my mid-life crisis. Fucker.

Is that normal? To just let someone take a car for the weekend?

[glatt]

They did it to us. And we bought it.

[lumberjim]

We used to do that at Family. Very rare here. It absolutely works. 70% of the time, it works every time.

[footfootfoot]

went to drive the Juke after work tonight but it was far too tiny. I drove the Rogue 2014 and dug the CVT.

A little too pricey.

[lumberjim]

yeah... too soon to buy one of those. they just remodeled them. go drive the Impreza. check out a WRX.... more expensive, but they hold value really well, and they are a blast.