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I haven't been back in a long while, but unlike the antiquated American system UK cards have chips in them, a lot of small retailers my not accept the card if it doesn't have a chip, should be OK for places more used to travellers like Hotels I would have thought.
Cash is king, accepted everywhere, but pickpockets are much more prevalent than in the US
Where are you flying to, the Underground is only London?
Derby is on a major rail route, it would be fairly easy to get a train from London to Derby, but you would need to get across London fromt he airport to the train station, the tube is good for that, then a cab from the station.
Can you ask someone form the local office what they recommend, their HR for instance ?
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