DJIA is down again. 9971 and counting

[lookout123]

Originally Posted by jaguar

Would you prefer an investment with:
a: Average 5% return with a maxiumum possible loss of 2% and a maxiumum gain of 7%
b: Average 5% return with a max loss of 5% and a max gain of 10%
c: Avg 5% return with a max loss of 10% and max gain of 15%

You guys use something similar?

wow - sounds like we are talking about complete different products. what you are describing is somewhat similar to some annuities that i am familiar with. when i am referring to funds i speaking about mutual funds with companies like Lord Abbett, American Funds, Federated, Van Kampen, etc...

with the products i offer my client there are no floors or ceilings. there are also no max profit or loss guidelines. they operate similarly to individual equities, except they have the obvious stability of diversification in place.

my largest account that i have primarily in funds is now just over $2.2million. does the products you are speaking of have a higher floor than that?