Is it true?

Happy Monkey · 09-22-2010, 04:11 PM

My (much less than 50 years of) experience bears that up.

I started my 401k in mid-1998, and it is not doing well, return-wise. I don't have the numbers, but I'm pretty sure it's less than 5% per year*. I started directly buying stock in early 2009, and am up over 25% (not counting dividends) on my portfolio in less than two years.

Of course, I would think that the last decade has been unusual, but a less extreme difference over 50 years might have the suggested result.

* (based on total amount contributed over all years compared to total value now, which probably isn't the proper method of calculation)

09-22-2010, 04:11 PM	#5
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	My (much less than 50 years of) experience bears that up. I started my 401k in mid-1998, and it is not doing well, return-wise. I don't have the numbers, but I'm pretty sure it's less than 5% per year. I started directly buying stock in early 2009, and am up over 25% (not counting dividends) on my portfolio in less than two years. Of course, I would think that the last decade has been unusual, but a less extreme difference over 50 years might have the suggested result. (based on total amount contributed over all years compared to total value now, which probably isn't the proper method of calculation) __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

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