What might be making you a tad apprehensive, but might not, as it's too soon to tell - Page 46

glatt · 01-05-2015, 01:08 PM

Quote:

Originally Posted by lumberjim

you're contributing to an HSA though, aren't you? You can spend that money on the cost of care.

Yep, but that account is only a year old and not very big. It's currently got less than $1k in it. It's been used to buy contacts and stuff like that.

But it's too soon to tell.

I hope you hit your sales target!

lumberjim · 01-05-2015, 01:19 PM

when I switched to an HSA, I put the max allowed into it. but not all at once.... I looked at the difference between the HSA plan and the regular plan, and put the difference in each week.

I think the regular weekly premium was $245, and the HSA was $125, so I put $120 per week into the HSA until it hit $6250. Once I had $3000 in there, I felt a lot better.

The max out of pocket is $6k...if shit gets really real... But after 2 years of the HSA, I still have over $5k in there. And I had to use the whole $3k deductible this year.

anyway. I hope your finger is not ligament damage. or if it is, that it's reparable. sorry about your finger, in other words

Lamplighter · 01-05-2015, 01:28 PM

Quote:

nothing riding on it other than bragging rights, but I'd hate to come up >< this close and miss it.

It is the policy of this company to "round up" all totals after the end of the calendar year.

footfootfoot · 01-05-2015, 01:44 PM

Glatt, if the ligament isn't torn then rest and PT may be all you need.

Otherwise, the MRI should easily get you up to 3K.

I hope it's the former. With my shoulders, the SOP with the specialist is to give a shot of cortisone and see if that helps, then they gradually ramp up. It's weird that there is no pain. Keep us posted.

Oh and you need to update your climbing gear.

lumberjim · 01-05-2015, 01:46 PM

looking at the deals that have been delivered, but not booked, I think I have about 996K on the books. There are 5 deals still to deliver. 2 F&I guys. If I can get 3 of the 5...the RIGHT 3... I think I might hit it. One is a 2 car deal with a gut I've done twice before. He buys GAP and I should have some reserve. Count those for maybe $1200 each, and then I need $1800 between whatever else I can get. I may have to go back through and see if there are any deals in the system that I did, but didn't hang my number on.

xoxoxoBruce · 01-05-2015, 01:56 PM

Hope you make it, but glad the consequences of not making it only damage the ego and not the wallet.

@glatt.. warm and moist.

Gravdigr · 01-05-2015, 02:44 PM

Jim, perhaps it's time to buy another vehicle, from yourself.

footfootfoot · 01-05-2015, 02:49 PM

You can do it Jim!

Griff · 01-05-2015, 08:39 PM

Quote:

Originally Posted by Gravdigr

Jim, perhaps it's time to buy another vehicle, from yourself.

...and get the undercoating!

lumberjim · 01-05-2015, 09:45 PM

Last count was $996,884. If I get the 2 car NV deal, I will probably end up at 998,xxx.

That's what is in deals on our doc report. I just remembered that when a customer comes in and buys a warranty for the car they bought a year or two ago, it does not show on that report. I probably did 5 or 6 grand last year in walk ins.

Still would have liked to roll that number over on the doc. It's like an old odometer. 6 places for digits. One million looks like 000,000.

My counter part did 000,083. But he is Jewish, so he's a little better at this than I am.

fargon · 01-05-2015, 10:29 PM

Go Jim Go!!!

Gravdigr · 01-06-2015, 11:07 AM

Quote:

Originally Posted by lumberjim

But he is Jewish, so he's a little better at this than I am.

Oh, they brought in a ringer.

Clodfobble · 01-06-2015, 12:11 PM

What is there to be better at? I mean, I get that you are good at your job, but being good at your particular job doesn't raise the sales price, since that was already negotiated by the salesman, right? Do you mean he's better at snagging and finishing out the deals from the salesmen with the higher profit margins?

xoxoxoBruce · 01-06-2015, 12:14 PM

Sneaks in and works on Easter and Christmas.

footfootfoot · 01-06-2015, 03:45 PM

Quote:

Originally Posted by Clodfobble

What is there to be better at? I mean, I get that you are good at your job, but being good at your particular job doesn't raise the sales price, since that was already negotiated by the salesman, right? Do you mean he's better at snagging and finishing out the deals from the salesmen with the higher profit margins?

I think he was making a tongue in cheek jab at the anti-semetic stereotype of Jews being good with money.

(I thought you are a comedian.)

01-05-2015, 01:19 PM	#677
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	when I switched to an HSA, I put the max allowed into it. but not all at once.... I looked at the difference between the HSA plan and the regular plan, and put the difference in each week. I think the regular weekly premium was $245, and the HSA was $125, so I put $120 per week into the HSA until it hit $6250. Once I had $3000 in there, I felt a lot better. The max out of pocket is $6k...if shit gets really real... But after 2 years of the HSA, I still have over $5k in there. And I had to use the whole $3k deductible this year. anyway. I hope your finger is not ligament damage. or if it is, that it's reparable. sorry about your finger, in other words __________________ This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan

01-05-2015, 01:44 PM	#679
footfootfoot To shreds, you say? Join Date: Aug 2004 Location: in the house and on the street-how many, many feet we meet! Posts: 18,449	Glatt, if the ligament isn't torn then rest and PT may be all you need. Otherwise, the MRI should easily get you up to 3K. I hope it's the former. With my shoulders, the SOP with the specialist is to give a shot of cortisone and see if that helps, then they gradually ramp up. It's weird that there is no pain. Keep us posted. Oh and you need to update your climbing gear. __________________ The internet is a hateful stew of vomit you can never take completely seriously. - Her Fobs

01-05-2015, 01:46 PM	#680
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	looking at the deals that have been delivered, but not booked, I think I have about 996K on the books. There are 5 deals still to deliver. 2 F&I guys. If I can get 3 of the 5...the RIGHT 3... I think I might hit it. One is a 2 car deal with a gut I've done twice before. He buys GAP and I should have some reserve. Count those for maybe $1200 each, and then I need $1800 between whatever else I can get. I may have to go back through and see if there are any deals in the system that I did, but didn't hang my number on. __________________ This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan

01-05-2015, 01:56 PM	#681
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	Hope you make it, but glad the consequences of not making it only damage the ego and not the wallet. @glatt.. warm and moist. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

01-05-2015, 02:44 PM	#682
Gravdigr The Un-Tuckian Join Date: Apr 2007 Location: South Central...KY that is Posts: 39,517	Jim, perhaps it's time to buy another vehicle, from yourself. __________________ These statements have not been evaluated by the FDA, EPA, FBI, DEA, CDC, or FDIC. These statements are not intended to diagnose, cause, treat, cure, or prevent any disease. If you feel you have been harmed/offended by, or, disagree with any of the above statements or images, please feel free to fuck right off.

01-05-2015, 02:49 PM	#683
footfootfoot To shreds, you say? Join Date: Aug 2004 Location: in the house and on the street-how many, many feet we meet! Posts: 18,449	You can do it Jim! __________________ The internet is a hateful stew of vomit you can never take completely seriously. - Her Fobs

01-05-2015, 09:45 PM	#685
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	Last count was $996,884. If I get the 2 car NV deal, I will probably end up at 998,xxx. That's what is in deals on our doc report. I just remembered that when a customer comes in and buys a warranty for the car they bought a year or two ago, it does not show on that report. I probably did 5 or 6 grand last year in walk ins. Still would have liked to roll that number over on the doc. It's like an old odometer. 6 places for digits. One million looks like 000,000. My counter part did 000,083. But he is Jewish, so he's a little better at this than I am. __________________ This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan

01-05-2015, 10:29 PM	#686
fargon Person who doesn't update the user title Join Date: Dec 2005 Location: La Crosse, WI Posts: 8,924	Go Jim Go!!! __________________ Annoy the ones that ignore you!!! I live a blessed life I Love my Country, I Fear the Government!!! Heavily medicated for the good of mankind.

01-06-2015, 12:11 PM	#688
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	What is there to be better at? I mean, I get that you are good at your job, but being good at your particular job doesn't raise the sales price, since that was already negotiated by the salesman, right? Do you mean he's better at snagging and finishing out the deals from the salesmen with the higher profit margins? __________________ My book My other book My spirit animal

01-06-2015, 12:14 PM	#689
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	Sneaks in and works on Easter and Christmas. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

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