Bummed out...literally - Page 3

warch · 01-28-2005, 09:29 AM

Your Tax dollars at work!
Check to see if you have a community based org that helps small business start up. I know there are some here in MN. or the small business admin. I bet you'll definitely find some classes and networking. You may even find a loan or....gulp...a grant.

warch · 01-28-2005, 09:34 AM

http://www.sba.gov/financing/sbaloan/snapshot.html

Maybe the Loan Prequalification program or the Mirco loan program....

Brett's Honey · 01-28-2005, 11:59 AM

Radar, your local library probably has information on getting free government money to start a small business. Our library here has the Matthew Lesko books and five or six others. There are lots of websites on the subject, but its really frustrating sifting through all of the ones who eventually tell you to send them money for the info.

And along with all of the other folks here, I wish you good luck! The responses you're getting from everyone here is a good example of why I've read this website almost daily ever since I discovered it. Just a lot of really nice people!!

Radar · 01-28-2005, 12:37 PM

The problem is I'm morally opposed to all of these government programs. If I take that money, I'm part of the problem instead of the solution.

Thanks for looking out though. I'd be more willing to do a business loan that I pay back, than so-called "free" money. I like to earn my own way.

xoxoxoBruce · 01-28-2005, 09:07 PM

Quote:

Originally Posted by Radar

The problem is I'm morally opposed to all of these government programs. If I take that money, I'm part of the problem instead of the solution.

Thanks for looking out though. I'd be more willing to do a business loan that I pay back, than so-called "free" money. I like to earn my own way.

You're overlooking the fact that you are always allowed to pay back that gumint money even if they don't require it.

Griff · 01-29-2005, 07:22 AM

There is also the view that we need to suck as hard as we can on the teat to draw the life blood out of the State... My Dad thinks that is the Bush plan.

Brett's Honey · 01-28-2005, 12:49 PM

Ohhh....
Like I said - a lot of really nice people!

Kitsune · 01-28-2005, 02:08 PM

The problem is I'm morally opposed to all of these government programs.

Well, you're morally against paying the taxes that fund them, too, so why not just consider it getting back some of that money that you think is rightfully yours, eh?

Clodfobble · 01-28-2005, 02:22 PM

Because just like Social Security, to actually fix the problem, someone--or a group of someones--is going to have to take a hit. Pay in, and not take out. Radar is volunteering for this role because he believes fixing the problem is a worthwhile goal.

warch · 01-28-2005, 03:12 PM

Or you could chose a program that just "secures" your loan through a financial agent, so they are willing to take a risk on you. You pay it back with interest.

But youre right. It would be hard to continue your pure Libertarian rhetoric if the man helps you build your dream job.

Radar · 01-28-2005, 03:42 PM

I don't have "rhetoric" but yea, I'd be willing to pay back a loan with interest. In fact I'd pay up to 20% with my current situation. I am willing to earn my way.

Beestie · 01-29-2005, 08:17 PM

Quote:

Originally Posted by Radar

I don't have "rhetoric" but yea, I'd be willing to pay back a loan with interest. In fact I'd pay up to 20% with my current situation. I am willing to earn my way.

Dude, there are credit card companies and banks who would crawl over broken glass to give a 20% credit card/loan to a guy like you (someone who is responsible with credit). And they aren't hard to find. I don't understand the problem (what am I missing).

Especially a guy who just got permission from Quintin Tarantino's lawyer. Take that email to the bank Monday morning and you'll have a check Monday afternoon! Every day you don't have that cart is a day you are losing sales!

wolf · 01-29-2005, 02:57 PM

Good luck to you, radar. I've become suddenly unemployed (it's all part of the how I got to the nuthouse story) made a total career change, and haven't looked back since. My friends who stayed in computer-ish jobs have spent several years being unemployed.

Whatever you choose to do, I wish you success.

wolf · 01-29-2005, 09:17 PM

Entrepreneurship is not attractive to banks. I have a friend here who is unable to get a loan for his own beginning business venture. He has significant savings. He owns his home. He has plenty of collateral. His business plan is sound.

Why isn't he getting the loan?

He doesn't have a current paycheck.

Troubleshooter · 01-30-2005, 11:42 AM

Quote:

Originally Posted by wolf

Entrepreneurship is not attractive to banks. I have a friend here who is unable to get a loan for his own beginning business venture. He has significant savings. He owns his home. He has plenty of collateral. His business plan is sound.

Why isn't he getting the loan?

He doesn't have a current paycheck.

I can top that one...

I owned a gaming store back in '94 and I was needing a small, $40,000, loan to do a move and expansion. I had been open for a year, was almost operating in the black already and, here's the kicker, $16,000 in gold as collateral. They said they weren't sure of the store's long term viability and that they didn't want to have to worry about converting the gold to cash should I default...

01-28-2005, 12:37 PM	#4
Radar Constitutional Scholar Join Date: Dec 2002 Location: Ocala, FL Posts: 4,006	The problem is I'm morally opposed to all of these government programs. If I take that money, I'm part of the problem instead of the solution. Thanks for looking out though. I'd be more willing to do a business loan that I pay back, than so-called "free" money. I like to earn my own way. __________________ "I'm completely in favor of the separation of Church and State. My idea is that these two institutions screw us up enough on their own, so both of them together is certain death." - George Carlin

01-29-2005, 07:22 AM	#6
Griff still says videotape Join Date: Feb 2001 Posts: 26,813	There is also the view that we need to suck as hard as we can on the teat to draw the life blood out of the State... My Dad thinks that is the Bush plan. __________________ If you would only recognize that life is hard, things would be so much easier for you. - Louis D. Brandeis

01-28-2005, 03:42 PM	#11
Radar Constitutional Scholar Join Date: Dec 2002 Location: Ocala, FL Posts: 4,006	I don't have "rhetoric" but yea, I'd be willing to pay back a loan with interest. In fact I'd pay up to 20% with my current situation. I am willing to earn my way. __________________ "I'm completely in favor of the separation of Church and State. My idea is that these two institutions screw us up enough on their own, so both of them together is certain death." - George Carlin

01-29-2005, 02:57 PM	#13
wolf lobber of scimitars Join Date: Jul 2001 Location: Phila Burbs Posts: 20,774	Good luck to you, radar. I've become suddenly unemployed (it's all part of the how I got to the nuthouse story) made a total career change, and haven't looked back since. My friends who stayed in computer-ish jobs have spent several years being unemployed. Whatever you choose to do, I wish you success. __________________ wolf eht htiw og "Conspiracies are the norm, not the exception." --G. Edward Griffin The Creature from Jekyll Island High Priestess of the Church of the Whale Penis

01-29-2005, 09:17 PM	#14
wolf lobber of scimitars Join Date: Jul 2001 Location: Phila Burbs Posts: 20,774	Entrepreneurship is not attractive to banks. I have a friend here who is unable to get a loan for his own beginning business venture. He has significant savings. He owns his home. He has plenty of collateral. His business plan is sound. Why isn't he getting the loan? He doesn't have a current paycheck. __________________ wolf eht htiw og "Conspiracies are the norm, not the exception." --G. Edward Griffin The Creature from Jekyll Island High Priestess of the Church of the Whale Penis

01-28-2005, 09:29 AM	#1
warch lurkin old school Join Date: Oct 2001 Location: Minnesota Posts: 2,796	Your Tax dollars at work! Check to see if you have a community based org that helps small business start up. I know there are some here in MN. or the small business admin. I bet you'll definitely find some classes and networking. You may even find a loan or....gulp...a grant.

01-28-2005, 09:34 AM	#2
warch lurkin old school Join Date: Oct 2001 Location: Minnesota Posts: 2,796	http://www.sba.gov/financing/sbaloan/snapshot.html Maybe the Loan Prequalification program or the Mirco loan program....

01-28-2005, 11:59 AM	#3
Brett's Honey whatever Join Date: Dec 2004 Location: Oklahoma Posts: 308	Radar, your local library probably has information on getting free government money to start a small business. Our library here has the Matthew Lesko books and five or six others. There are lots of websites on the subject, but its really frustrating sifting through all of the ones who eventually tell you to send them money for the info. And along with all of the other folks here, I wish you good luck! The responses you're getting from everyone here is a good example of why I've read this website almost daily ever since I discovered it. Just a lot of really nice people!!

01-28-2005, 12:49 PM	#7
Brett's Honey whatever Join Date: Dec 2004 Location: Oklahoma Posts: 308	Ohhh.... Like I said - a lot of really nice people!

01-28-2005, 02:08 PM	#8
Kitsune still eats dirt Join Date: Sep 2003 Location: Tampa, FL Posts: 3,031	The problem is I'm morally opposed to all of these government programs. Well, you're morally against paying the taxes that fund them, too, so why not just consider it getting back some of that money that you think is rightfully yours, eh?

01-28-2005, 02:22 PM	#9
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	Because just like Social Security, to actually fix the problem, someone--or a group of someones--is going to have to take a hit. Pay in, and not take out. Radar is volunteering for this role because he believes fixing the problem is a worthwhile goal.

01-28-2005, 03:12 PM	#10
warch lurkin old school Join Date: Oct 2001 Location: Minnesota Posts: 2,796	Or you could chose a program that just "secures" your loan through a financial agent, so they are willing to take a risk on you. You pay it back with interest. But youre right. It would be hard to continue your pure Libertarian rhetoric if the man helps you build your dream job.

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