Getting Real (Estate) - Page 11

smoothmoniker · 01-29-2009, 11:43 AM

The bummer with buying a 1934 house is getting insurance. The insurance companies are asking for proof that the roof, plumbing, electrical, heating and AC are all new within 15 years. We have no records of any of that.

Also, earthquake insurance is a joke. It would cost us $3500 a year, there is a 15% deductible, and it only covers structural damage, not contents of the house. Basically, if our house gets hit by an earthquake, the insurance wouldn't even kick in until we had paid the first 90k out of pocket, and then it would pay for repairs to the structure, not anything for furniture, electronics, stuff of value inside.

What a joke.

Clodfobble · 01-29-2009, 12:29 PM

Just wrap everything you own in bubble wrap and duct tape. That's much cheaper.

classicman · 01-29-2009, 12:29 PM

Beautiful house - Are you booking the dates for visitors yet?

Griff · 01-29-2009, 04:20 PM

What a wonderful building! Make a nice home man.

Shawnee123 · 01-29-2009, 05:23 PM

omg it's beautiful!

I would live in the pool.

footfootfoot · 01-29-2009, 07:30 PM

Nice Crib.

Wholly, and entirely, mackerel.

jinx · 01-29-2009, 07:32 PM

Very nice smooth.... that front door is killer.

smoothmoniker · 01-29-2009, 09:45 PM

I love this house. It's going to need a lot of work, but I think it's so worth it.

Aliantha · 01-29-2009, 09:48 PM

It looks like it'll be nice and cool inside during the summer. Do you think that'll be the case? It is rendered brick isn't it?

classicman · 01-29-2009, 09:58 PM

I'm with jinx - that door is awesome!

smoothmoniker · 01-29-2009, 10:22 PM

Quote:

Originally Posted by Aliantha

It looks like it'll be nice and cool inside during the summer. Do you think that'll be the case? It is rendered brick isn't it?

Not sure what you mean by rendered brick - it's Mission stucco (smoother than what you see on a lot of newer construction). I think it will be cool, because it has huge french doors that swing open to the backyard pool, so the ocean breezes that hit at about 3pm will carry through the house. Also, central A/C, so that's gonna help.

Aliantha · 01-29-2009, 10:26 PM

So the stucco is on bricks not fibro cement sheeting? Rendered brick is basically just a brick home with a cement coating (rendering) such as stucco although sometimes that's plaster isn't it?

Anyway, I was just wondering.

classicman · 01-29-2009, 10:27 PM

So lets get to the important stuff . . . how are the acoustics?

Radar · 01-30-2009, 02:08 AM

Quote:

Originally Posted by smoothmoniker

Not sure what you mean by rendered brick - it's Mission stucco (smoother than what you see on a lot of newer construction). I think it will be cool, because it has huge french doors that swing open to the backyard pool, so the ocean breezes that hit at about 3pm will carry through the house. Also, central A/C, so that's gonna help.

I don't know what kind of ocean breezes you'll get that far inland, but good luck with that.

smoothmoniker · 01-30-2009, 03:36 AM

after living in the valley for so long, any moving air would be a welcome change.

01-29-2009, 11:43 AM	#151
smoothmoniker to live and die in LA Join Date: Feb 2003 Location: Los Angeles Posts: 2,090	The bummer with buying a 1934 house is getting insurance. The insurance companies are asking for proof that the roof, plumbing, electrical, heating and AC are all new within 15 years. We have no records of any of that. Also, earthquake insurance is a joke. It would cost us $3500 a year, there is a 15% deductible, and it only covers structural damage, not contents of the house. Basically, if our house gets hit by an earthquake, the insurance wouldn't even kick in until we had paid the first 90k out of pocket, and then it would pay for repairs to the structure, not anything for furniture, electronics, stuff of value inside. What a joke. __________________ to live and die in LA

01-29-2009, 12:29 PM	#152
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	Just wrap everything you own in bubble wrap and duct tape. That's much cheaper. __________________ My book My other book My spirit animal

01-29-2009, 12:29 PM	#153
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	Beautiful house - Are you booking the dates for visitors yet? __________________ "like strapping a pillow on a bull in a china shop" Bullitt

01-29-2009, 04:20 PM	#154
Griff still says videotape Join Date: Feb 2001 Posts: 26,813	What a wonderful building! Make a nice home man. __________________ If you would only recognize that life is hard, things would be so much easier for you. - Louis D. Brandeis

01-29-2009, 05:23 PM	#155
Shawnee123 Why, you're a regular Alfred E Einstein, ain't ya? Join Date: Jun 2006 Posts: 21,206	omg it's beautiful! I would live in the pool. __________________ A word to the wise ain't necessary - it's the stupid ones who need the advice. --Bill Cosby

01-29-2009, 07:30 PM	#156
footfootfoot To shreds, you say? Join Date: Aug 2004 Location: in the house and on the street-how many, many feet we meet! Posts: 18,449	Nice Crib. Wholly, and entirely, mackerel. __________________ The internet is a hateful stew of vomit you can never take completely seriously. - Her Fobs

01-29-2009, 07:32 PM	#157
jinx Come on, cat. Join Date: Nov 2003 Location: general vicinity of Philadelphia area Posts: 7,013	Very nice smooth.... that front door is killer. __________________ Crying won't help you, praying won't do you no good.

01-29-2009, 09:45 PM	#158
smoothmoniker to live and die in LA Join Date: Feb 2003 Location: Los Angeles Posts: 2,090	I love this house. It's going to need a lot of work, but I think it's so worth it. __________________ to live and die in LA

01-29-2009, 09:48 PM	#159
Aliantha trying hard to be a better person Join Date: Jan 2006 Location: Brisbane, Australia Posts: 16,493	It looks like it'll be nice and cool inside during the summer. Do you think that'll be the case? It is rendered brick isn't it? __________________ Kind words are the music of the world. F. W. Faber

01-29-2009, 09:58 PM	#160
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	I'm with jinx - that door is awesome! __________________ "like strapping a pillow on a bull in a china shop" Bullitt

01-29-2009, 10:26 PM	#162
Aliantha trying hard to be a better person Join Date: Jan 2006 Location: Brisbane, Australia Posts: 16,493	So the stucco is on bricks not fibro cement sheeting? Rendered brick is basically just a brick home with a cement coating (rendering) such as stucco although sometimes that's plaster isn't it? Anyway, I was just wondering. __________________ Kind words are the music of the world. F. W. Faber

01-29-2009, 10:27 PM	#163
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	So lets get to the important stuff . . . how are the acoustics? __________________ "like strapping a pillow on a bull in a china shop" Bullitt

01-30-2009, 03:36 AM	#165
smoothmoniker to live and die in LA Join Date: Feb 2003 Location: Los Angeles Posts: 2,090	after living in the valley for so long, any moving air would be a welcome change. __________________ to live and die in LA

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)