Cloud's car stuff - Page 13

classicman · 09-09-2010, 01:32 PM

of course it was posted in jest

Cloud · 09-09-2010, 01:38 PM

no, I think they're serious. I appreciate the help, guys, really, but I think it's a little impractical.

classicman · 09-09-2010, 01:47 PM

well I edited Jim's post and Tony has the band gig and all...

xoxoxoBruce · 09-09-2010, 02:47 PM

Quote:

Originally Posted by Cloud

no, I think they're serious. I appreciate the help, guys, really, but I think it's a little impractical.

Yes it is, that's why it will come from New Jersey.

Cloud · 09-19-2010, 02:38 PM

here's a famous juke, showing that it's no joke. In honor of football season and the car which I am impatiently waiting for:

Cloud · 09-23-2010, 07:19 PM

some questions about structuring a loan and paying it off asap (note that I have not yet decided whether to keep my present car too, trade it, or sell it myself):

1) Can I ask for my payments to fall within the second half of the month, regardless of the date I sign the paperwork?

2) What's the best way to make extra payments on the principal? Can I make any old extra payments I want? A little extra a month?

3) If I keep my car, and sell it myself later, can I use that money to make a substantial payment on my principal at that time without penalty?

I realize the answers may be specific to each lender, but loan paperwork is tricky! I want to know what to watch out for and ask.

Happy Monkey · 09-24-2010, 01:48 PM

You ought to be able to prepay as much as you want whenever you want, but double-check anyway.

Clodfobble · 09-24-2010, 03:48 PM

I have definitely been given the option to pick my payment date before, as per question 1.

Lamplighter · 09-25-2010, 10:45 AM

I have a question that is probably not worth it's own thread.

We are looking for a new-to-us used car, and I've seen several listed with less that 10K miles. In checking CarFacts, these 2009-2010 cars were owned by leasing companies.

Why would a company sell off such "new" cars ?
Should we be leary of them as possible pay-me-now or pay-me-later ?

Any comments or PM's would be appreciated

Now back to Cloud's car stuff....

Cloud · 09-25-2010, 03:18 PM

I think you have to be leary of any used cars. Fleet cars have usually been driven pretty hard, by people who don't care about long term performance.

I drove a Mazda3 hatchback today--pretty nice car. Also looked at a VW GTI. Those are my 2d and 3d picks after the Juke. My local dealer said he would get 3 Jukes in October.

xoxoxoBruce · 09-25-2010, 03:23 PM

By expressing early interest you're likely to pay a premium, though.

Undertoad · 09-25-2010, 03:25 PM

Nissan Juke: 117.5 hp/litre, turbocharged
Mazda3 i model: 74 hp/litre "normally aspirated"
Mazda3 s model "upgrade": 68 hp/litre
VW GTI: 100 hp/litre, turbocharged

Cloud · 09-25-2010, 03:26 PM

that's a possibilty I'm aware of yes. But I want to see the damn thing in person, before I make my final decision.

I may wait until a few more of the cars come in, say in December, 'cause I may be able to make a better deal. The car is so well priced and loaded in the first place, though, I think it's a good value for the money.

So, your numbers: are you equating more horsepower per liter = better? The Mazda3 with the 2.5 litre engine has 167 hp; the Juke has 188; and the GTI has 200 hp. In regular hp numbers.

being turbocharged, the Juke and the GTI both take premium fuel.

xoxoxoBruce · 09-25-2010, 03:30 PM

And you want it, damnit.

Cloud · 09-25-2010, 03:31 PM

yeah. trying not to appear too desperate though.

09-09-2010, 01:32 PM	#181
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	of course it was posted in jest __________________ "like strapping a pillow on a bull in a china shop" Bullitt

09-09-2010, 01:38 PM	#182
Cloud ... Join Date: Feb 2007 Posts: 8,360	no, I think they're serious. I appreciate the help, guys, really, but I think it's a little impractical. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

09-09-2010, 01:47 PM	#183
classicman barely disguised asshole, keeper of all that is holy. Join Date: Nov 2007 Posts: 23,401	well I edited Jim's post and Tony has the band gig and all... __________________ "like strapping a pillow on a bull in a china shop" Bullitt

09-19-2010, 02:38 PM	#185
Cloud ... Join Date: Feb 2007 Posts: 8,360	here's a famous juke, showing that it's no joke. In honor of football season and the car which I am impatiently waiting for: __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

09-23-2010, 07:19 PM	#186
Cloud ... Join Date: Feb 2007 Posts: 8,360	some questions about structuring a loan and paying it off asap (note that I have not yet decided whether to keep my present car too, trade it, or sell it myself): 1) Can I ask for my payments to fall within the second half of the month, regardless of the date I sign the paperwork? 2) What's the best way to make extra payments on the principal? Can I make any old extra payments I want? A little extra a month? 3) If I keep my car, and sell it myself later, can I use that money to make a substantial payment on my principal at that time without penalty? I realize the answers may be specific to each lender, but loan paperwork is tricky! I want to know what to watch out for and ask. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

09-24-2010, 01:48 PM	#187
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	You ought to be able to prepay as much as you want whenever you want, but double-check anyway. __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

09-24-2010, 03:48 PM	#188
Clodfobble UNDER CONDITIONAL MITIGATION Join Date: Mar 2004 Location: Austin, TX Posts: 20,012	I have definitely been given the option to pick my payment date before, as per question 1. __________________ My book My other book My spirit animal

09-25-2010, 10:45 AM	#189
Lamplighter Person who doesn't update the user title Join Date: Jun 2010 Location: Bottom lands of the Missoula floods Posts: 6,402	I have a question that is probably not worth it's own thread. We are looking for a new-to-us used car, and I've seen several listed with less that 10K miles. In checking CarFacts, these 2009-2010 cars were owned by leasing companies. Why would a company sell off such "new" cars ? Should we be leary of them as possible pay-me-now or pay-me-later ? Any comments or PM's would be appreciated Now back to Cloud's car stuff....

09-25-2010, 03:18 PM	#190
Cloud ... Join Date: Feb 2007 Posts: 8,360	I think you have to be leary of any used cars. Fleet cars have usually been driven pretty hard, by people who don't care about long term performance. I drove a Mazda3 hatchback today--pretty nice car. Also looked at a VW GTI. Those are my 2d and 3d picks after the Juke. My local dealer said he would get 3 Jukes in October. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

09-25-2010, 03:23 PM	#191
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	By expressing early interest you're likely to pay a premium, though. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

09-25-2010, 03:25 PM	#192
Undertoad Radical Centrist Join Date: Jan 2001 Location: Cottage of Prussia Posts: 31,423	Nissan Juke: 117.5 hp/litre, turbocharged Mazda3 i model: 74 hp/litre "normally aspirated" Mazda3 s model "upgrade": 68 hp/litre VW GTI: 100 hp/litre, turbocharged

09-25-2010, 03:26 PM	#193
Cloud ... Join Date: Feb 2007 Posts: 8,360	that's a possibilty I'm aware of yes. But I want to see the damn thing in person, before I make my final decision. I may wait until a few more of the cars come in, say in December, 'cause I may be able to make a better deal. The car is so well priced and loaded in the first place, though, I think it's a good value for the money. So, your numbers: are you equating more horsepower per liter = better? The Mazda3 with the 2.5 litre engine has 167 hp; the Juke has 188; and the GTI has 200 hp. In regular hp numbers. being turbocharged, the Juke and the GTI both take premium fuel. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

09-25-2010, 03:30 PM	#194
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	And you want it, damnit. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

09-25-2010, 03:31 PM	#195
Cloud ... Join Date: Feb 2007 Posts: 8,360	yeah. trying not to appear too desperate though. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

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