Parking Question

[wolf]

Let's say that you have a choice of two places to park. One parking space is under a very large tree. The second parking place is under a very large tree of the same age and type, but tree number two has a history of having dropped very large limbs on other coworkers cars. There are strong thunderstorms with high winds predicted.

Our puzzle assumes that there are no parking spaces on the building-side of the parking lot where there are no trees. I may be incorrectly assuming that the risk of an entire tree falling down across the parking lot toward the building is minimal, but factoring that in can make the problem too complex. So, what's riskier ... a tree that has proven that it loses limbs, or one that could be in a position to do so? Other factors: even though my car insurance is paid up and I have a fairly low deductible, I like my car and can do without the hassle.