What happens to cards left in an ATM machine?

WabUfvot5 · 02-14-2007, 12:33 AM

What happens to cards that get sucked into an ATM machine? Are they shredded? Just had one sucked in today. Punching the machine did make me feel better but I'd feel better knowing the card will be destroyed. For all I know they could be resold in bulk. I'm sure there are people who don't call and cancel the card.

Hoof Hearted · 02-14-2007, 12:42 AM

I would think they would be collected by the bank staff who should contact you shortly...then either the problem will be resolved or it will be shredded.

Urbane Guerrilla · 02-14-2007, 12:54 AM

Happened to me once, so I contacted them next day. Then went on my way, rejoicing. And re-carded, if the cause of my rejoicing was unclear.

WabUfvot5 · 02-14-2007, 01:53 AM

But the bank staff can't call if you're not a member of that bank.

Ok, the story goes I got a letter saying I had some $ in an account. Cool, I had completely forgotten. So I go to the place and find it's changed ownership. Ok, maybe I can just withdraw the $ (or most of it) at the ATM machine. Pop card in, enter pin, then how much I want. UNAUTHORIZED ACCESS. Machine keeps the card. I punch machine, people look concerned at move away. Lost a card in that same machine before (accidentally) so this just set me off. Never got contacted the last time but both cards are canceled. Did, however, set me thinking on just what does happen to them.

Sundae · 02-14-2007, 03:22 AM

The card should be returned to your bank, who will contact you if you have not already cancelled the card.

I lost my card last year because I had a fuzzy head and entered my PIN incorrectly 3 times. When I went into my bank to report the card missing the member of staff gently chided me for not using the ATM in the branch - apparently I could have had the card back same day if I had. I didn't have the heart to tell her that I needed the cash 2 miles away at 08.00 because I had a hangover and wanted a fried breakfast and a bus ride to work.

Happy Monkey · 02-14-2007, 10:26 AM

I've done it twice. Apparently Bank of America will keep it for a week and then destroy it.

xoxoxoBruce · 02-14-2007, 06:18 PM

Quote:

Originally Posted by Jebediah

UNAUTHORIZED ACCESS. Machine keeps the card.

Even the machine knows you're not to be trusted.

WabUfvot5 · 02-14-2007, 11:08 PM

I just got that look about me

KinkyVixen · 02-17-2007, 07:52 PM

Depends on the bank. If it got left in an ATM that your bank does not own, chances are it will be destroyed and you just need to call your bank and have them shut down the old one and order you a new one.
If it's in an ATM that your bank owns 1 of 2 things will happen, they will automatically resend it to you or they will destroy it. Either way, it wouldn't hurt you to call your bank and let them know. The faster you do, the faster you will get a replacement.

kelliekd · 02-25-2007, 11:59 PM

The bank that I work for sends them to the bank the cards are issued to. We are not allowed to give them back to people because of security reasons, but by sending them to the bank of origin, the possible fraud that was the reason the machine ate the card in the first place can be better looked into. That way the hassle of reissuing a card is avioded.

JayMcGee · 02-26-2007, 07:36 PM

They are held until Christmas,

WabUfvot5 · 02-26-2007, 08:50 PM

Thanks. Nice to know there is a policy of some sort pertaining to them.

nowhereman · 02-27-2007, 07:52 AM

If the ATM that kept your card was one of those stand-alone deals (like in a convenience store), I would contact the bank immediately and cancel the card. Too many stories about fake ATMs and identity theft.
(Maybe I should change my name to "paranoidman").

Shawnee123 · 02-27-2007, 08:41 AM

Quote:

Originally Posted by nowhereman

If the ATM that kept your card was one of those stand-alone deals (like in a convenience store), I would contact the bank immediately and cancel the card. Too many stories about fake ATMs and identity theft.
(Maybe I should change my name to "paranoidman").

I wouldn't worry. I think those cards go nowhere, man.

02-14-2007, 12:33 AM	#1
WabUfvot5 Operations Operative Join Date: May 2002 Posts: 634	What happens to cards left in an ATM machine? What happens to cards that get sucked into an ATM machine? Are they shredded? Just had one sucked in today. Punching the machine did make me feel better but I'd feel better knowing the card will be destroyed. For all I know they could be resold in bulk. I'm sure there are people who don't call and cancel the card.

02-14-2007, 12:42 AM	#2
Hoof Hearted ...you smell something? Join Date: Jul 2006 Location: Monroe, GA Posts: 420	I would think they would be collected by the bank staff who should contact you shortly...then either the problem will be resolved or it will be shredded. __________________ I have the ability of single-minded determination and focu...Hey, look! A horse!

02-14-2007, 12:54 AM	#3
Urbane Guerrilla Person who doesn't update the user title Join Date: Jul 2002 Location: Southern California Posts: 6,674	Happened to me once, so I contacted them next day. Then went on my way, rejoicing. And re-carded, if the cause of my rejoicing was unclear. __________________ Wanna stop school shootings? End Gun-Free Zones, of course. Last edited by Urbane Guerrilla; 02-14-2007 at 02:07 AM.

02-14-2007, 03:22 AM	#5
Sundae polaroid of perfection Join Date: Sep 2005 Location: West Yorkshire Posts: 24,185	The card should be returned to your bank, who will contact you if you have not already cancelled the card. I lost my card last year because I had a fuzzy head and entered my PIN incorrectly 3 times. When I went into my bank to report the card missing the member of staff gently chided me for not using the ATM in the branch - apparently I could have had the card back same day if I had. I didn't have the heart to tell her that I needed the cash 2 miles away at 08.00 because I had a hangover and wanted a fried breakfast and a bus ride to work. __________________ Life's hard you know, so strike a pose on a Cadillac

02-14-2007, 10:26 AM	#6
Happy Monkey I think this line's mostly filler. Join Date: Jan 2003 Location: DC Posts: 13,575	I've done it twice. Apparently Bank of America will keep it for a week and then destroy it. __________________ _________________ \|...............\| We live in the nick of times. \| Len 17, Wid 3 \| \|_______________\| [pics]

02-14-2007, 01:53 AM	#4
WabUfvot5 Operations Operative Join Date: May 2002 Posts: 634	But the bank staff can't call if you're not a member of that bank. Ok, the story goes I got a letter saying I had some $ in an account. Cool, I had completely forgotten. So I go to the place and find it's changed ownership. Ok, maybe I can just withdraw the $ (or most of it) at the ATM machine. Pop card in, enter pin, then how much I want. UNAUTHORIZED ACCESS. Machine keeps the card. I punch machine, people look concerned at move away. Lost a card in that same machine before (accidentally) so this just set me off. Never got contacted the last time but both cards are canceled. Did, however, set me thinking on just what does happen to them.

02-14-2007, 11:08 PM	#8
WabUfvot5 Operations Operative Join Date: May 2002 Posts: 634	I just got that look about me

02-17-2007, 07:52 PM	#9
KinkyVixen Marching In! Join Date: Apr 2006 Location: Wichita, KS Posts: 580	Depends on the bank. If it got left in an ATM that your bank does not own, chances are it will be destroyed and you just need to call your bank and have them shut down the old one and order you a new one. If it's in an ATM that your bank owns 1 of 2 things will happen, they will automatically resend it to you or they will destroy it. Either way, it wouldn't hurt you to call your bank and let them know. The faster you do, the faster you will get a replacement. __________________ "Smile before bed.You'll sleep better."

02-25-2007, 11:59 PM	#10
kelliekd Internet window-shopper Join Date: Aug 2005 Location: Ga Posts: 37	The bank that I work for sends them to the bank the cards are issued to. We are not allowed to give them back to people because of security reasons, but by sending them to the bank of origin, the possible fraud that was the reason the machine ate the card in the first place can be better looked into. That way the hassle of reissuing a card is avioded.

02-26-2007, 07:36 PM	#11
JayMcGee Cardigan-wearing man Join Date: Mar 2006 Location: Much Binding In The Marsh Posts: 1,082	They are held until Christmas, __________________ I like wearing cardigans...... my current favourite is an orange cable-knit with real leatherette buttons.

02-26-2007, 08:50 PM	#12
WabUfvot5 Operations Operative Join Date: May 2002 Posts: 634	Thanks. Nice to know there is a policy of some sort pertaining to them.

02-27-2007, 07:52 AM	#13
nowhereman sliding down the razor blade of life Join Date: Jan 2007 Location: just over the edge Posts: 228	If the ATM that kept your card was one of those stand-alone deals (like in a convenience store), I would contact the bank immediately and cancel the card. Too many stories about fake ATMs and identity theft. (Maybe I should change my name to "paranoidman").

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